Best Credit Card Reward Programs

Make sure you thoroughly research all of the credit cards out there to find the ones with the best rewards programs for your credit card needs. Match the rewards with your financial goals.

These cards listed below represent some of the best deals available at this time:

Citi Diamond Preferred Card: You can redeem 6,000 points for a $50 gift card after you make $300 in purchases; there is a 0% APR for 12 months; for every $1 spent on supermarket purchases, you will receive five ThankYou points

Discover Open Road Card: You receive a 2% cash back bonus for every gas station and restaurant purchase; 5% to 20% cash back bonuses are available for purchases at the online shopping mall

Chase Freedom Visa: No annual fee; a 5% cash back on certain purchase categories; a full 1% cash back on every purchase are some of the features of this card

Miles by Discover Card: You receive 12,000 bonus miles and 1,000 miles for each month of the first year; double miles on your first $3,000 in travel and restaurant purchases each year; double miles via their exclusive shopping site

American Express Blue Cash: No annual fee; earn up to 5% cash back on every eligible purchase; 0% intro APR for 6 months on purchases

Simmons First Visa Platinum Rewards: Low 9.25% APR; no balance transfer fee is available; one travel reward point per net spent dollar; no annual fee

American Express Blue Sky: 0% six month APR on purchases; earn one point for each dollar spent; points are good on any airline, hotel and car rental; no blackout dates or restrictions for flights

Chase Freedom: 0% intro APR; no annual fee; 5% cash back offers for gas, home improvement and department stores purchases; cash back rewards never expire

IBeriabank Visa Gold Card: No membership fee; low ongoing interest rate; low introductory APR of 1.99% for the first six billing cycles; earn cash back credit on all qualifying purchases; no cash back limit

There is almost a dizzying array of rewards you can select from. Balance transfers, travel, shopping and low interest, sometimes all on the same card, are all available for the astute credit card shopper.

A credit card can really be a good financial tool it is used properly. The best rewards deals are generally reserved for those who have maintained a respectable credit history.